Authorized Users Can Get Chase Sapphire Preferred Card

Authorized users on a Chase Sapphire Preferred® Card can apply for and receive their own account, including the welcome offer, provided they meet Chase's standard eligibility requirements. The current welcome offer, available for the third time in the card's history, provides 100,000 bonus points after $5,000 in spending within the first three months. These points can be valued up to $2,050 when transferred to Chase's airline or hotel partners, based on July 2026 valuations.

When added as an authorized user, an individual does not establish their own line of credit; the primary cardholder holds the credit associated with the account. Therefore, from the issuer's perspective, the authorized user does not technically "have" the card, making them eligible to apply for their own. This distinction is crucial, as it allows individuals to pursue their own credit accounts without needing to be removed from the primary cardholder's account.

Removing oneself as an authorized user from a long-standing account could potentially impact one's credit score by affecting the average age of accounts. Consequently, applicants are not required to remove themselves as an authorized user before applying for their own Sapphire Preferred card. If an application faces issues due to prior authorized user status, contacting Chase's reconsideration line to explain the situation is advised. Chase has specific bonus eligibility rules that all applicants must adhere to when seeking the welcome offer.