Chase Ink Cards Offer $1,000 Welcome Bonus

Small businesses can earn a significant cash-back bonus with the Chase Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card. Both cards are currently offering their highest-ever welcome bonuses, which involve earning $1,000 bonus cash back after spending $8,000 on purchases within the first four months of account opening. These limited-time offers are set to expire on September 17 at 9 a.m. ET. According to The Points Guy's September 2026 valuations, this welcome offer could be valued at up to $2,050 if the cardholder possesses an eligible Ultimate Rewards card that grants access to Chase's transfer partners. This allows for the combination of rewards earned on the Ink Business Cash or Ink Business Unlimited with another account, enabling redemption through Chase's extensive network of travel partners. Eligibility for these welcome bonuses is subject to Chase's established credit card policies. A primary consideration is Chase's "5/24 rule," which stipulates that applicants may be denied a new Chase card if they have opened five or more personal credit cards within the preceding 24 months. This rule applies to personal credit cards and impacts eligibility for business cards as well. The Ink Business Cash® Credit Card is designed for businesses that frequently spend in specific bonus categories, offering accelerated cash-back rewards on purchases made at office supply stores, internet, phone services, and cable providers, as well as at restaurants. The Ink Business Unlimited® Credit Card, conversely, provides a flat 1.5% cash back on all purchases, making it a versatile option for businesses with diverse spending patterns. Both cards are issued by Chase, a major financial institution known for its Ultimate Rewards program, which allows cardholders to accumulate and redeem points for travel, cash back, and gift cards. The ability to transfer points to airline and hotel partners adds substantial value for those who can strategically leverage this feature. The decision to apply for either card should involve an assessment of a business's spending habits and credit profile to ensure eligibility and maximize the benefits of the welcome offer. Potential applicants are advised to review the specific terms and conditions associated with each card and the welcome bonus offer before submitting an application to avoid unnecessary credit inquiries. The current elevated welcome bonus represents a notable opportunity for small business owners to enhance their cash flow and build their rewards portfolio.