Chase Sapphire Preferred Referral Links Still Offer 100,000 Bonus Points

The Chase Sapphire Preferred® Card's public 100,000-point welcome bonus offer concluded on Thursday, July 30, at 3 p.m. ET. Despite the public offer's expiration and subsequent reduction to 75,000 points for new applicants who spend $5,000 in the first three months, a potential avenue remains for individuals to still secure the higher bonus. A review of personal referral links from multiple TPG staffers revealed that several of these customized links are still displaying the expired 100,000-point welcome bonus instead of the current public offer. This presents an opportunity for prospective cardholders to obtain the more lucrative bonus, provided they can access a valid referral link. Existing Chase Sapphire Preferred cardholders can also benefit from this referral program, as they earn bonus points for each successful referral. Specifically, when an existing cardholder refers a friend or family member who is subsequently approved for a new Chase Sapphire Preferred card through their personalized link, the referrer receives 15,000 bonus points. This referral bonus contributes towards a yearly limit of 100,000 bonus points for Chase Sapphire referrals, which encompasses both the Chase Sapphire Preferred and the Chase Sapphire Reserve® cards. The primary advantage for new applicants is that these referral links, at the time of reporting, continue to feature the elevated welcome bonus: 100,000 bonus points awarded after meeting a spending requirement of $5,000 on purchases within the initial three months of account opening. This offer is no longer available through the standard public channels. To leverage this opportunity, individuals must obtain a referral link from an existing Chase Sapphire Preferred cardholder. The process for generating a Chase referral link involves visiting Chase's designated referral URL, entering personal information such as last name, ZIP code, and the last four digits of the card, and then proceeding. This action generates a unique, personalized link that can be shared. The Chase Sapphire Preferred Card is a premium travel rewards credit card issued by Chase Bank, known for offering substantial rewards on travel and dining purchases. The welcome bonus is a significant incentive designed to attract new customers by providing a large initial points accumulation. Ultimate Rewards points, earned through the card, are a flexible currency that can be redeemed for travel, gift cards, or cash back, and are particularly valuable when transferred to Chase's travel partners. The limited-time nature of such enhanced bonus offers underscores the importance of acting quickly when they are announced. The continued availability of the 100,000-point bonus through referral links, while the public offer has ended, highlights a potential loophole or a staggered rollout of offer changes by the issuer. This situation allows those who missed the initial public deadline to still potentially capitalize on the higher reward, provided they connect with an existing cardholder who can provide a referral. The duration for which these referral links will continue to display the 100,000-point bonus remains uncertain, suggesting that interested individuals should act promptly if they wish to take advantage of this opportunity.