Amex Platinum Cardholders Can Use $200 Airline Fee Credit

The American Express Platinum Card® offers an annual statement credit of up to $200 for incidental airline fees, requiring enrollment to activate. This credit, which resets each calendar year, can be used to offset costs such as checked baggage fees, seat assignment charges, and airline lounge day passes, thereby reducing the card's $895 annual fee. The benefit is also available on The Business Platinum Card® from American Express, which has the same $895 annual fee. Business Platinum cardmembers must note that their selected airline for the fee credit is also the airline eligible for the 35% Pay with Points benefit on airfare booked through Amex Travel, with a cap of 1 million points back annually. The Business Platinum Card may also offer a welcome bonus of up to 300,000 bonus points after meeting specific spending requirements within the first three months, though eligibility and offer details can vary. Cardholders can maximize this incidental fee credit before the end of the year by paying for checked bag fees, securing seat assignments, or purchasing airline lounge day passes. For instance, single-use day passes can be bought from Alaska Airlines for $65, American Airlines for $79, and United Airlines for $59, with the caveat that these passes often have a one-year validity period, and terms should be verified before purchase. This credit provides a tangible way for cardmembers to derive value from their premium card benefits.