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The Points Guy3 min read

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Aeroplan Card Offers Up To 115,000 Bonus Points

Aeroplan Card Offers Up To 115,000 Bonus Points

The Chase Air Canada Aeroplan® Credit Card has introduced its most generous welcome offer to date, allowing new cardholders to earn up to 115,000 bonus Aeroplan points. This offer is structured with two tiers of bonus points contingent on spending thresholds within specific timeframes. New cardmembers can secure 75,000 bonus Aeroplan points by spending $4,000 on purchases within the first three months of account opening. An additional 40,000 bonus Aeroplan points are available for those who spend $20,000 on purchases within the first 12 months from account opening. This promotion represents the card's "best-ever" offer, as stated by The Points Guy (TPG).

In addition to the bonus points, the Aeroplan card underwent a significant refresh, increasing its annual fee from $95 to $195. The updated card now includes several enhanced travel benefits for both new and existing cardmembers. These perks include automatic Aeroplan 25K status without any spending requirement, a 15% discount on eligible Air Canada award flights, and up to $100 in annual statement credits for Air Canada purchases. These new benefits aim to add substantial value for frequent travelers with Air Canada.

Valued by TPG in September 2026 at 1.5 cents per point, the full welcome offer of 115,000 Aeroplan points is estimated to be worth approximately $1,725. However, achieving the maximum bonus requires a significant commitment of $20,000 in spending over the first year. Prospective applicants are advised to assess whether this spending requirement aligns with their natural purchasing habits and budget before applying for the card. The card's value proposition is thus tied to the cardholder's ability to meet these spending targets.

It is important for potential applicants to be aware of Chase's 5/24 rule. This policy generally prevents approval for new credit cards if an individual has opened five or more personal credit cards from any issuer within the past 24 months. Individuals who are eligible and wish to maximize their chances of meeting the spending requirement for the welcome bonus may consider strategies such as prepaying insurance premiums, rent, or taxes, as suggested by TPG, to accelerate their spending and secure the full bonus points.

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