$215K Foreclosure Listing Warns Buyers: Occupant Included, No Showings

A foreclosure listing in Nunn, Colorado, has captured widespread attention due to its highly unconventional terms, mandating that prospective buyers acquire the property without any opportunity for viewing or inspection, and crucially, with its current occupant remaining in place. The property, situated at 408 Garfield Ave., is a three-bedroom, two-bathroom residence listed by Kittle Real Estate for $215,280. The occupant in question is Tori McMechan, a widow who has resided in the home for approximately two decades. Her husband originally purchased the property in 2006. Tragically, he passed away in a car crash four years later, in 2010. Following his death, the mortgage on the home reportedly failed to transfer correctly, initiating a protracted legal battle over ownership and foreclosure proceedings that have spanned years. McMechan has been living in the house without paying rent, actively disputing the foreclosure for the past 20 years. Listing agent Rob Kittle of Kittle Real Estate has been explicit in the listing description, stating unequivocally that the property is being sold "occupied/sight--unseen/no access." He has issued strict directives to potential buyers, prohibiting any disturbance of the occupants and forbidding any showings or property access for inspections or any other purpose. Kittle himself has never had access to the interior of the residence and therefore cannot provide any information regarding its condition, the state of its mechanical systems, appliances, or any contents within. The listing further clarifies that this is "not an income property sale." The buyer is expected to assume the property in its "current, unknown, as-is condition with the occupants in place." A significant responsibility falls upon the buyer to obtain possession of the property after the closing process is complete. Court documents reveal that the dispute surrounding this property has involved a total of six foreclosure filings, with the earliest dating back to 2010. McMechan has indicated that her last recourse is to face eviction. Notably, Colorado implemented a law in 2024 that grants evicted tenants the right to a jury trial, a legal provision that could potentially influence the outcome of this complex situation. This scenario presents a highly unusual real estate transaction, characterized by a deep-seated legal and personal entanglement, the occupant's extensive tenure, and the complete inability to assess the property's physical state. The listing agent's blunt and direct approach underscores the significant risks and unique challenges inherent in this particular sale, setting it apart from typical real estate transactions.